Choosing the right living arrangement is one of the most important decisions you can make as an NDIS participant. Your home environment, the supports you receive and your level of independence all contribute to your wellbeing and quality of life which is why understanding your NDIS housing options is so important.
Thankfully, the National Disability Insurance Scheme (NDIS) offers several accommodation options that are designed to meet different support needs. Whether you need day-to-day help, a fully accessible home, or a flexible setup that fits your lifestyle, there’s a solution available.
In this guide, SAN Support explains the main NDIS housing options, including:
- Supported Independent Living (SIL)
- Specialist Disability Accommodation (SDA)
- Independent Living Options (ILO)
- Short-Term Accommodation (STA)
- In-Home Support Services
What Are Your Housing Options Under the NDIS?
The NDIS funds a variety of housing and support models for people with disability. Each option is designed to promote independence, increase community participation and improve daily living. Let’s explore each one in detail.
Supported Independent Living (SIL)
Supported Independent Living (SIL) is for NDIS participants who need regular help with daily tasks but still want to live independently either alone or with housemates.
SIL support may include:
- Personal care like showering and dressing
- Cooking, cleaning and laundry
- Assistance with appointments, shopping and budgeting
- Help developing communication and social skills
You can access SIL funding based on your individual support needs. SIL homes are often shared, but private options are also available. Support is typically provided 24/7 or at set times depending on your plan.
Why choose SIL?
SIL is ideal if you want to build life skills while receiving the structure and assistance you need to live in your own home.
Specialist Disability Accommodation (SDA)
Specialist Disability Accommodation (SDA) is for participants who have extreme functional impairment or very high support needs. These homes are designed to allow safe, accessible living and enable effective support delivery.
SDA homes often feature:
- Wide doorways and step-free entry
- Assistive technology and smart home systems
- Accessible bathrooms and kitchens
- Robust structures for complex behavioural support
Important: SDA funding covers the home itself not daily support services. It applies to a small percentage of NDIS participants who meet specific eligibility criteria.
Why choose SDA?
If you need a fully accessible home tailored to high physical or behavioural support needs, SDA ensures your living space meets those demands.
Independent Living Options (ILO)
Independent Living Options (ILO) provide a flexible and personalised way to receive support while living in a home environment that suits your lifestyle.
ILO support arrangements include:
- Co-residency: A support worker lives with you
- Host arrangement: You live with a host who provides support
- Living alone: You live independently with tailored supports
- Living with others: You choose your housemates and share supports
ILO does not focus on the house it focuses on your individual support needs and preferences. It is ideal if you want more choice and control over your living situation.
Why choose ILO?
ILO offers you the chance to design your living supports in a way that feels natural, flexible and person-centred.
Short-Term Accommodation (STA)
Short-Term Accommodation (STA) sometimes called respite care provides temporary support and housing for NDIS participants. This could be for a few days or up to 14 days at a time.
STA typically includes:
- Accommodation in a supported environment
- Personal care and daily living assistance
- Meals, recreational activities and transport
- Time away from your regular living arrangement
STA is a great way to try new living setups, take a break, or allow family carers to rest.
Why choose STA?
STA gives you a change of scenery, offers a chance to build confidence in a new setting and supports your carer’s wellbeing.
In-Home Support Services
If you prefer to remain in your family home or live independently, in-home disability support allows you to receive help where you are most comfortable.
In-home supports may include:
- Personal care (bathing, dressing, grooming)
- Meal preparation and household tasks
- Transport to appointments and activities
- Therapy support or nursing care (as approved in your plan)
- Social and community engagement
Why choose in-home support?
This option allows you to stay in a familiar environment while building independence with the help of trained support workers.
How SAN Support Can Help
At SAN Support, we help NDIS participants across Brisbane access the right housing and support solutions to suit their lifestyle, needs and goals. Whether you need ongoing personal care, a new place to live, or just guidance on what’s possible we are here to help.
Final Thoughts
Navigating NDIS housing options does not have to be confusing. With the right guidance and a clear understanding of your goals, you can access a living arrangement that empowers you to live life on your terms.
At SAN Support, we help you explore your choices, understand your plan and connect you with the supports you need to live confidently and independently. Let’s take the next step together because the right support can change everything.